Shirley Blessfield has been putting off getting an
insurance policy under the Affordable Care Act (or ACA). She claims that she
had every intention of getting a policy as soon as they were put on the market,
but because of circumstances beyond her control, time is now quickly running
out.
"First I got the flu," she said. "Then my
husband and kids got the flu, and well, it was one thing after another,"
she said apologetically. Shirley blames her procrastination on her thinking for
so many years that health insurance just wasn't affordable, even though she has
heard from friends, as well as her co-workers and her church pastor that wasn't
the case.
"Oh, I've got a million and one reasons why I
haven't yet gotten the 'insurance thingie' taken care of," she said, and
then wondered out loud "Hmmm, wonder if procrastination is covered under
the ACA," hoping that might just buy her some more time.
Unfortunately, it isn't, and it won't, Shirley. According
to most psychologists, the underlying causes of procrastination are largely
mental, and as such, are not covered under most major medical insurance or even
standard health insurance policies. Unless, of course, you can prove that the
procrastination caused a stress-related illness, such as a severe case of hives
or even a nervous tic.
This was something Shirley had not considered, as she ran
to the mirror to take a look at her left eye.
"There, can you see it?" she said pointing to
the outer corner of her left eyebrow.
"Just thinking about getting my family signed up for
insurance before midnight tonight, has that sucker going a mile a minute,"
she said excitedly.
Sure enough, Shirley Blessfield's eye was going
cattywompus (not a recognized medical term), and was causing her to twist her
head sideways in order to see herself properly in the mirror.
Unfortunately, for Shirley, it was a catch-22. She has
the condition that may very well be covered under a plan, but for the fact that
she hasn't signed up for a plan, which has caused the condition, well, it's
like a mirror, facing a mirror, facing a mirror which made this reporter's head
hurt so badly that she barely made it to press in time for this story to print
on the very last day to sign up for insurance, which coincidentally could very
well have been written a week, even months in advance, had it not been for one
small detail...procrastination.